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As customers continue to migrate to more digital marketplaces, merchants are faced with the challenge of balancing convenience with the need for data security compliance within their organisations. Shane Fitzpatrick, president and managing director of Chase Paymentech Europe, explains what retailers should consider to ensure payment processing remains secure.
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The 4 seconds of payment
We've all been there before: patiently waiting at the checkout for our payment card transaction to be authorized. It may only take a few seconds in most cases, but it certainly feels like longer. Whilst it's true that some retailers encourage their staff to try and fill this 'dead time' by engaging with small talk, it's generally not the case.
We've all been there before: patiently waiting at the checkout for our payment card transaction to be authorized. It may only take a few seconds in most cases, but it certainly feels like longer. Whilst it's true that some retailers encourage their staff to try and fill this 'dead time' by engaging with small talk, it's generally not the case.
How to Tap Mobile Payments
With smartphone sales continuing to grow across the globe, the number of available mobile apps soaring, and smartphone usage permeating both personal and business realms, it is becoming increasingly clear that this is a genuinely disruptive technology.
With smartphone sales continuing to grow across the globe, the number of available mobile apps soaring, and smartphone usage permeating both personal and business realms, it is becoming increasingly clear that this is a genuinely disruptive technology.
Revolution in remittances
With the UK veering towards a much-feared 'triple dip' recession and iconic names such as HMV disappearing from the high street, a lesser known area of the global economy is enjoying record growth - international remittances.
With the UK veering towards a much-feared 'triple dip' recession and iconic names such as HMV disappearing from the high street, a lesser known area of the global economy is enjoying record growth - international remittances.
Pricing in Payments: loss of hope or new dawn
Much has been said about declining margins across the payments industry. Whether retail, commercial or corporate ā and regardless of payment instrument ā the industry is facing a squeeze.
Much has been said about declining margins across the payments industry. Whether retail, commercial or corporate ā and regardless of payment instrument ā the industry is facing a squeeze.
Online activity
Those who have visited Electronic Payments International recently - which Iām sure includes every one of you - will have noticed significant change. At long last, www.electronicpaymentsinternational.com has had a facelift.
Those who have visited Electronic Payments International recently - which Iām sure includes every one of you - will have noticed significant change. At long last, www.electronicpaymentsinternational.com has had a facelift.
Problems at the POS
The niche that has opened up in mobile point of sale technology continues to expand. New entrants are starting to contend Square's comfortable lead in the US market, and iZettle continues to make in-roads into the European market.
The niche that has opened up in mobile point of sale technology continues to expand. New entrants are starting to contend Square's comfortable lead in the US market, and iZettle continues to make in-roads into the European market.
Spending money to make money
Report released by the Fitch ratings agency this month puts into stark relief the likely impact of consumer Electronic Payments on banks' strategy.
Report released by the Fitch ratings agency this month puts into stark relief the likely impact of consumer Electronic Payments on banks' strategy.
Cloud clarity
The cloud has been a big concept - in the industry as a whole, not just banking - for quite some time. The cost-savings associated with Software as a Service (SaaS), remote data storage and other such capabilities have been researched and given plenty of column inches in recent years.
The cloud has been a big concept - in the industry as a whole, not just banking - for quite some time. The cost-savings associated with Software as a Service (SaaS), remote data storage and other such capabilities have been researched and given plenty of column inches in recent years.
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