About Electronic Payments International
Electronic Payments International – the world’s premier electronic payments briefing service
Electronic Payments International (EPI) is an editorially independent briefing service aimed at banks and financial services companies in retail and corporate payments sector.
EPI delivers insight to c-level bankers and payments professionals by providing valuable credible information on emerging global payments standards and products; regulation, ecommerce, mobile, remittances, security, new entrants, competitor developments and the future landscape of payments.
The recently re-launched website, daily email news service and monthly print and pdf edition provide subscribers with a comprehensive snapshot of the international payments industry through news analysis, interviews, expert comment, new entrant and product evaluation, international conference reports and payments data on three markets monthly, both G20 and emerging.
Established in 1988, EPI counts hundreds of subscribers across the globe. Subscribers include banks and financial and payments services firms such as Westpac, Barclays, Experian, Global Payments and many more established global financial institutions and start-ups alike.
CEO Global Technology Partners
Rich Bialek is CEO of Global Technology Partners (GTP), a Tulsa, Oklahoma USA based prepaid processor serving the African markets. Immediately prior to joining GTP Rich was Head of Prepaid Products for Visa CEMEA based in Dubai UAE, where he was responsible for Prepaid Market and Product Development. Rich’s extensive experience in the payment industry includes senior-level positions managing payment businesses at Neiman Marcus, GE Capital and Ameritech. Rich also managed Consumer Credit Products for Visa International prior to the formation of Visa Inc. and held the post of Senior Vice President in charge of Strategic Research and Intelligence for Visa International.
Rich earned a BA in Economics from Harvard College and was a Harvard College National Scholar and Boyden Scholar. He earned his MBA from the Harvard Business School and was a Harvard University National Fellow.
Partner at Innovalue Management Advisors. Francesco has over 19 years of experience in the areas of strategy, M&A, regulatory impact assessments and performance improvement. Digital banking, cards, payments and transaction banking expert, Francesco works with financial institutions, technology providers to the financial services industry, payment schemes, fintech and institutional investors, merchant and corporate treasuries, NGOs and government agencies on a global basis.
Previously he held senior roles with other advisory firms and before that he was at Midland Bank, later HSBC. Francesco started his banking and consulting career after his MBA in the mid-90s transitioning from an earlier career in TMT. In the last 10 years he has led major international expansion initiatives and major strategic initiatives for Fortune 100 and Fortune 500 companies.
Fellow at the Institute of Financial Services (UK), Francesco was awarded as Industry Consultant of the Year 2014 by the ATM Industry Association (ATMIA).
He is quoted frequently on industry publications and a regular speaker at industry events.
Robert Courtneidge is Global Head of Cards and Payments at Locke Lord LLP
Robert works closely with The Payments Services Regulator, HM Treasury and the Financial Conduct Association and other compliance and industry bodies to ensure compliance for his clients. He places special emphasis on working with high tech industries and products in the financial services industry, embracing new technological and legislative/regulatory developments.
He was placed No. 1 in the Payments 2015 Power 10 rankings and was one of a select few in the industry to be included on the list for four consecutive years.
Robert is known for his knowledge and experience in the e-money area and has advised financial institutions worldwide.
Managing Director Global Payments
Chris Davies, President Europe, Managing Director UK, (responsible for all Global Payments’ businesses in the UK, Malta, Russia, Central & Eastern Europe).
He is a board member for Comercia, Global Payments Malta, Global Payments Europe and Realex Payments, a recent acquisition of Global Payments in Ireland. He’s also on the board for UK Card Association and a former board member of Visa UK. He is chairman of the board for Global Payments’ Russian subsidiary, United Card Service and a board member of Equifax Russia, in which Global Payments holds a minority stake.
Prior to his current role Chris spent almost 36 years in HSBC Bank and its UK forerunner Midland Bank.
co-founder Small World Financial Services
Nick Day is the CEO of Small World Financial Services, a technology business providing cross-border payment services worldwide. Nick founded Small World FS in 2005, with the aim of consolidating this large and traditional market, and to bring fast, low cost international payments to a global market. Small World FS is now one of the world's top ten operators and continues to grow rapidly, recognised by as one of the UK's Future Fifty companies. Prior to starting Small World, Nick spent five years leading high-growth businesses within the European financial services industry, using his vast experience in retail banking and payments from previous roles within RBS and Lloyds TSB.
Nick is an experienced financial services executive and entrepreneur, with significant international experience of building businesses across Europe and North America, and is an expert on matters of operational strategy, corporate development, venture capital, financial services and entrepreneurship.
Stuart Lacey is CEO and founder of Trunomi, a fintech business that is fundamentally changing the way in which customer information is collected, managed and shared. Trunomi's technology can deliver financial services providers gains in operational efficiency and improvements in customer interaction - whilst reducing costs, inefficiencies duplication and regulatory risk.
With over 20 years of leadership experience in the C-Suite of global financial and technology markets, he has a keen eye for growing successful teams and developing highly innovative solutions and technology platforms.
Stuart is a multiple award-winning Member and of the Young Presidents Organization; the Young Entrepreneur’s Council and The Institute of Directors; as well as a graduate of McGill University and the inventor of a number of industry defining patents.
CEO Polymath Consulting
David is the founder and CEO of Polymath Consulting. Polymath Consulting has now delivered over 50 projects for clients in prepaid cards and emerging payments.
The company's current work includes projects in the Middle East, USA, Asia, Africa and Europe.
David has an in-depth knowledge of payments and payment cards and is known for his work with prepaid cards, mobile money/mobile wallets and M-pos. Parker has previously worked for companies such as The Gaming Bourse, The Pepper Corporation and Saatchi & Saatchi (Saudi Arabia).
Carlos is co-founder and head of Financial Services at Orwell Group, where he created ipagoo, a disruptive new model for the retail banking industry.
Carlos has held board and executive positions in banking and finance, including at Dexia Group and more recently Goldman Sachs.
At Cisco Systems, Carlos experienced first hand the deregulation of the European telecoms market and the situations created between new entrants and incumbents. He often compares the destabilisation created by the technology shift towards Internet Protocols and advent of VoIP to the openness that regulation is enabling in digital banking and payments today.
Carlos is a member of the Payment Systems Regulator Panel of the UK and a member of the Steering Committee of the World Class Payments project of Payments UK (previously the Payments Council).
CEO Advanced Payment Solutions
Innovative and entrepreneurial senior executive with 30 years of successful payment experience in U.S. and U.K. financial services, including at Barclaycard and Visa.
Rich has launched and managed high growth financial services businesses internationally with the greatest and most recent success so far being the founder and CEO of APS, which in 10 years has become a leading digital banking and payments company in the UK and was the first non-bank granted an issuing license with MasterCard.
Rich sits on the advisory board of the Emerging Payments Association and was selected in 2014 to represent the entire electronic money industry at the Euro Retail Payments Board under the remit of the European Central Bank to help shape the future European payment regulations including non-bank access to the payment networks.
James Whittle is Director of Industry Policy at Payments UK
Responsible for setting industry policy and strategy and representing the UK payments in Europe and globally. Working with a wide range of stakeholders to share payments knowledge and expertise, James also leads the International Organisation for Standardisation (ISO) on ISO 20022. He also works closely with SWIFT and other industry standards bodies across the world.
James has worked across a number of functions within Payments UK, including senior roles in industry standards, government engagement and regulation.
Previously he worked within the retail sector, developing solutions for cross border trade and supply chain efficiency.
Electronic Payments International is part of a portfolio of business information products and services for the finance community. It also includes Cards & Payments Intelligence Center and the Cards International Briefing Service. Our editors, journalists, researchers and analysts work with the payments services sector in the regions you operate in, delivering the white papers, country surveys and competitive intelligence to help you stay ahead.
We have been the trusted supplier of actionable intelligence to the payments sector for over two decades. We work with clients representing some of the biggest names in cards processing including American Express, Visa and MasterCard. Our best-in-class renewal rates speak volumes about the difference we make to our subscribers. Contact us today to find out how we can add value to your business.
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